Welcome to budget-services.com. These Terms and Conditions ("Terms") govern your access to and use of the website budget-services.com and the services provided by Budget Services ("Company," "we," "us," or "our"). By accessing or using our website or Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
Section 1 — Informational Services Only
Budget Services provides general information about personal finance, budgeting, debt management, and related financial topics. We are not a bank, lender, financial advisor, or credit counseling agency. Nothing on this website constitutes financial, legal, or investment advice. You should consult with a qualified financial professional before making financial decisions based on any information provided through our Services.
Section 2 — Eligibility
By using our Services, you represent that you are at least 18 years of age and legally capable of entering into a binding agreement. Our Services are intended for residents of the United States only.
Section 3 — Accuracy of Information
We make every effort to provide accurate, current, and useful financial information. However, financial regulations, program details, and market conditions change frequently. We make no warranties or representations regarding the accuracy, completeness, or timeliness of information on budget-services.com. Always verify information independently and with qualified professionals.
Section 4 — Use of the Website
You agree to use budget-services.com only for lawful purposes and in a manner consistent with these Terms. You agree not to:
- Use the website to transmit harmful, offensive, or unlawful content
- Attempt to gain unauthorized access to any portion of the website or its systems
- Use automated tools, bots, or scrapers to extract content from the website
- Interfere with the operation or security of the website
- Impersonate any person, entity, or financial institution in connection with the Services
Section 5 — Intellectual Property
All content on budget-services.com, including text, graphics, logos, and design elements, is the property of Budget Services or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.
Section 6 — Third-Party Services and Links
Our website may contain links to third-party websites, financial institutions, or external resources. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party site. Your interactions with third parties are solely between you and that party.
Section 7 — Privacy
Your use of our Services is also governed by our Privacy Policy, available at budget-services.com/privacy. By using the Services, you consent to the collection and use of your information as described therein.
Section 8 — Disclaimer of Warranties
THE SERVICES AND ALL CONTENT ON BUDGET-SERVICES.COM ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Section 9 — Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, BUDGET SERVICES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).
Section 10 — Indemnification
You agree to indemnify, defend, and hold harmless Budget Services and its officers, directors, employees, and agents from any claims, liabilities, damages, and expenses (including reasonable attorneys' fees) arising out of your use of the Services, your violation of these Terms, or your violation of any rights of another party.
Section 11 — Changes to Terms
We reserve the right to modify these Terms at any time. Updated Terms will be posted to budget-services.com with a revised "Last Updated" date. Your continued use of the Services following any changes constitutes your acceptance of the updated Terms.
Section 12 — Contact Information
If you have questions about these Terms, please contact us:
- Email: support@budget-services.com
- Phone: (302) 403-6356
- Mail: Budget Services, 30 Prestbury Sq, Ste 306 #129, Newark, DE 19713
Section 13 — Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Delaware.